Diminished Value Rules by State

Maryland

Maryland is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Maryland is 3 years, and Maryland does have uninsured motorist coverage for diminished value. You can’t submit a Maryland diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision. 

Virginia

Virginia is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Virginia is 5 years, and Virginia does have uninsured motorist coverage for diminished value. You can’t submit a Virginia diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision. 

West Virginia

West Virginia is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in West Virginia is 2 years, and West Virginia does have uninsured motorist coverage for diminished value. You can’t submit a West Virginia diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision. 

Pennsylvania

Pennsylvania is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Pennsylvania is 2 years, and Pennsylvania does not have uninsured motorist coverage for diminished value. You can’t submit a Pennsylvania diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision.